Cevrynt Inc.
Request a pilot
For U.S. lenders & funders

Trust is earned.

Evidence-backed underwriting for small-business finance. Turn fragmented files into lender-specific decisions and lender-ready reports — with every conclusion traceable to source.

Decisions at the speed of evidence. Capital with confidence.

Request a pilotSee how it works
Cycle time
2–4 min
Target per full file
Decision layer
Evidence-first
Not a chatbot or pure rules engine
Offer
Full-file pack
Decision + lender-ready report
Control
Human-in-loop
Audit trails & overrides

File · SMB-28471

Coastal Supply Co.

Low risk

Recommendation

decision: approved

Approve · $85,000

Term facility · 12 months · policy match

Confidence92%

Evidence trail

  • bank_txn_042391.csvVerified
  • kyb_registry.jsonMatch
  • policy_term_v3.yamlPass
  1. Ingest
  2. Verify
  3. Analyze
  4. Evaluate
  5. Decision

Illustrative decision pack · source-linked evidence

An evidence and decision layer — not another black box.

Cevrynt helps credit, risk, and ops teams move capital faster without trading away defensibility. Every material conclusion stays inspectable.

01

Evidence over opacity

Every material conclusion links back to source data — bank transactions, documents, KYB signals, and policy rules underwriters can inspect.

02

Human control

AI accelerates the file. Credit and ops teams stay accountable with transparent overrides, review queues, and audit-ready trails.

03

Lender-specific decisions

Evaluate each application against your policies — not a generic score — so recommendations fit how your credit committee actually decides.

04

Minutes, not days

Target cycle time of roughly 2–4 minutes per full file. Speed is the outcome of structured evidence and policy evaluation, not a black box.

Full-file underwriting, end to end.

Beachhead offer: a complete decision pack — not a narrow module. Document intelligence, risk signals, policy evaluation, and a lender-ready report in one workflow.

Document & bank intelligence

Ingest applications, statements, and business documents. Extract cash flow, revenue patterns, and anomalies with source-linked annotations.

Existing debt & MCA detection

Surface stacked obligations and MCA patterns early so risk is priced and structured with full context.

KYB, KYC & fraud signals

Combine business verification and fraud indicators into the same decision pack underwriters already work from.

Policy evaluation

Run lender-specific rules with clear pass, review, and decline paths — each tied to the evidence that triggered it.

Decision intelligence

Produce an underwriting recommendation with confidence, rationale, and an audit trail built for credit committees.

Lender-ready reports

Ship a full-file decision pack your team can defend — not a chatbot summary or a bare risk score.

From messy file to defensible decision.

A calm, precise workflow built for underwriters — structured steps, clear status, and an audit trail that survives credit committee scrutiny.

  1. 01

    Ingest

    Pull application data, bank statements, and supporting documents into one structured file workspace.

    Step 1 of 5

  2. 02

    Verify

    Cross-check identity, business standing, and fraud signals against the same evidence graph.

    Step 2 of 5

  3. 03

    Analyze

    Model cash flow, revenue stability, existing debt, and MCA exposure with transaction-level traceability.

    Step 3 of 5

  4. 04

    Evaluate

    Apply your lender policies and highlight matches, exceptions, and required human review.

    Step 4 of 5

  5. 05

    Decide

    Deliver a recommendation, confidence signal, and lender-ready report in minutes — ready for underwriter sign-off.

    Step 5 of 5

Every conclusion stays source-linked.

Underwriters, credit committees, and compliance teams can inspect why a file was approved, sent to review, or declined — down to the bank line, document field, or policy clause.

  • Transaction-level annotations on bank statements
  • Policy match and exception trails
  • Confidence signals with override history
  • Lender-ready packs ready for committee review

Audit excerpt

decision: approved

confidence: 92%

source: bank_txn_042391.csv

policy: term_facility_v3 · debt_service_ok

override: none · human_review: not_required

Built for regulated credit workflows where “the model said so” is not enough.

Built for teams who buy underwriting capacity.

Primary focus: U.S. alternative and small-business lenders and funders. Brokers and platform embeds follow once lender proof is in place.

Primary

Alternative lenders & funders

Primary buyers of underwriting capacity. Give credit, risk, and ops leaders faster throughput without sacrificing defensibility.

Channel

ISOs & brokers

Move volume with clearer file quality and faster turnarounds once lender proof is established.

Strategic

Embedded finance platforms

Strategic distribution for merchant and platform underwriting workflows — longer cycle, higher leverage.

Start a pilot

Put real files through an evidence-first decision pack.

Validate cycle time, decision quality, and underwriter trust on your policies — then scale with a platform subscription and usage allowance.

Request a pilotOr email cevrynt@gmail.com